Tuesday, December 24, 2013

Money Rant.

I never seem to have enough money.
Now, here's the thing. I don't actually make that much money to begin with. I work approximately 25-30 hours a week, at minimum wage. But when I do the math (and I have done the math a bazillion times), it seems like I should be able to pay my bills and maybe even have a tad left over afterwards. NOPE. Never ever ever works out that way.
I blame fast food and pretty clothing.
OKAY FINE. I blame myself. I don't know what my problem is, I really don't. I have no self-control. Which is why every single diet I've ever tried has failed (miserably, with many potato chips and Oreos), and why every budgeting attempt I've made has also...failed.
I think the only thing that would even work at this point is making someone else control my money for a while, until I get out of the habit of spending whenever I want. But since I'm the one who takes care of all the bills in our house, I don't see that happening.
It's not that I'm thousands of dollars in debt, or failing to pay bills. I'm approximately $1100 in debt on my credit card, and I have monthly student loan payments as well. All in all, not actually that terrible. I get my bills paid. It's just that I don't have anything left over. And at this point in our lives, I NEED to be saving money. We're getting married in September and the only money I have saved is rattling around in a plastic jug on my bookcase. It's pathetic to look at.
Problem is, my hours are getting cut. And Tyler's job (carpet cleaning) is slowing down for the winter.
I don't know what the point of this post is, other than to lament about my financial woes. Maybe I'm hoping that writing it out will help me come to a solution. But really, I know (and you've gathered by this point) that my problem is me. And it's hard to fix yourself. I've never been good at it. Maybe because sometimes I struggle to define what it is I should be fixing. I grew up being consistently discouraged and put-down, and that's left me with an oddly skewed sense of self-worth. Buuuut guess what. No money for therapy.

What are some of your money-saving strategies? Can you direct me to any other blogs who have posted about this subject? Thanks for putting up with my ranting. I promise the next post will be happier!!

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